Foreclosure Prevention Question: My house is in foreclosure? When will I have to move out?

Bountiful UTAH - I recently received a question from a homeowner facing foreclosure. I’ll call him Dana to protect his identity. (Foreclosure can be embarrassing and I don’t want to put his name out there.)


Dana asked, “I haven’t made a house payment in a while. I’m just wondering how much longer it will be before I have to move out?”


Most people in foreclosure are at a disadvantage because they how the process works. 
Here is the answer to his question.


It all depends what on the state he is located in and whether or not his lender has started the foreclosure process. So the first thing you should do is find out if the foreclosure has been started.


You can do that by calling the courthouse in your county or town.
For example, if you live in Davis County, then you would call the Davis County Courthouse. They will direct you to the correct person.


Once you find the correct person, ask them for the foreclosure department. Then, ask the clerk how you can research if a foreclosure has been filed against you.  They will either direct you to a website, or look up the information on their computer.


Here is why it is important to find out if the foreclosure has been started.
We have seen many lenders wait 8 months, 12 months, and sometimes even longer, to start the legal foreclosure process. Many of them are backed up and don’t have the staff in place to handle everything.
Once the foreclosure has been started you will want to see how far along it is. Every state handles foreclosure process differently. In addition, they all have different time periods for redemption.  Because of that, I would recommend you contact The Utah Home Saver Team, as we are qualified specialist in this area. I am the local specialist for Bountiful, Utah and the rest of Davis and Salt Lake County.


We can stop or delay the foreclosure process.  It is not uncommon for people to live in their homes for 6-12 months before they will be evicted by their bank.  Call us today at 801.651.0707, and find out how we can help you.

Thinking about a short sale? I can help you short sale your property and never pay the bank another dime. Send me an e-mail at utahhomesaver@gmail.com. I will contact you for a free consultation.  When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call Dave at 801-651-0707.

Thinking about a loan modification? Our Utah Home Saver Loan Modification Kit has the instructions you will need to get a loan modification approved with your bank.  This is a FREE for you, all you have to do is call or  email us today.

Thank you for taking a few minutes of your busy day to read this, Dave Forsberg.

Dave is a Realtor with Prudential Utah Real Estate - Bountiful.

Phone: 801.651.0707   Email: utahhomesaver@gmail.com

Dave Forsberg and The Utah Home Saver Team specialize in helping Davis County, Utah Homeowners short sale and never pay the bank another dime. Bountiful Loan Modification Help, Bountiful Short Sales. Bountiful Short Sale Realtor. Bountiful Realtors. Bountiful Realty. Bountiful Realtor. North Salt Lake Short Sales. Woods Cross Short Sale Realtor. Centerville Short Sales. Farmington Short Sale Realtor. Fruit Heights Short Sales. Kaysville Short Sales Realtor. Layton Short Sales. Layton Short Sales Realtors. Syracuse Short Sales. Clearfield Short Sales Realtor. Davis County Utah Realtor. Stop Foreclosure. Stop Utah Foreclosure. Avoid Foreclosure. Avoid Utah Foreclosure. Foreclosure Alternatives. Utah Foreclosure Alternatives. Bountiful Homes for Sale. Bountiful Houses for Sale.utahhomesaver@gmail.com