Wednesday, December 8, 2010

Bountiful Short Sales: The Banker’s Bill of Rights

Bountiful UTAH - Yesterday I wrote about The Homeowner's Bill of Rights.  If homeowner’s have a bill of rights, then bankers must have one as well. We decided to put together the Banker’s Bill of Rights. That way they would not feel left out.

Let me know if we should put this together and petition congress to add it to the constitution.

The Banker’s Bill of Rights.
1. All Bankers have the Right to make any mistake they want and still get bailed out by the American Taxpayer. They can fiddle around with complex derivatives with no risk to themselves or the bank they run.

When they run their bank into the ground, they get the full assistance of the American Taxpayer to bail them out of their mess.
American Taxpayer Bailing Out The Banks

2. All Bankers have the right to say “sic’ em” to their debt collection phone harassment team.Every American that does not pay on time will be called non-stop until that pay up.
They have the right to call the debtor at 8:55 on a weeknight, at 8AM on the weekend, and even at their workplace. Maybe the Bankers can embarrass the employee or cause their boss to fire them.

3. All Bankers have the right to make the loan modification as confusing and frustrating a possible. This includes the right to change policies at anytime, continue the foreclosure process in order to force the homeowner to accept a payment they can’t afford, and not respond to phone calls or e-mails for weeks at a time.

4. Every American either pays their mortgage on time, or they are sent to a forced labor camp to work until they have paid everything back in addition to delinquent interest. This is called “The Gulag” Rule.

If you get behind and we lose money on your house, then go to a work camp to “work off” what you owe us at minimum wage.
In addition, if any homeowner dare not pay on time, then a late penalty shall be charged at 10% per day.


4. All Bankers have the right to hide all the rules for a short sale or loan modification. We will enter a new age of holding the homeowner in the dark. Transparency, accountability, and openness will be gone.

Obviously this article is tongue-in-cheek, but this is the type of garage that the banks are trying to get our government to pass.  Do you like it?  I sure don't.

Thinking about a short sale? I can help you short sale your property and never pay the bank another penny. Send me an e-mail at utahhomesaver@gmail.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail. If you prefer, then you can call me at (801) 651-0707.

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Bountiful Loan Modification Kit has the instructions you will need to get a loan modification approved with your lender. Click here to request a copy.

Thanks for reading this, David Forsberg.

Dave is a Real Estate Agent at Prudential Utah Real Estate – Bountiful.

Phone: (801) 651-0707. utahhomesaver@gmail.com.

Davis County and Greater Salt Lake Short Sales. Real Help for those that need it most.

Dave Forsberg specializes in loan modification assistance and short sales in Bountiful, Utah. Bountiful  Loan Modification Help, Bountiful Short Sales. Bountiful Short Sale Realtor Short Sale Realtor. Bountiful UT Short Sales. Bountiful Realtor. Woods Cross Short Sales. North Salt Lake Short Sales. Centerville Short Sales. Farmington Short Sales.

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