Bountiful UTAH – Once your strongly worded credit report dispute letters are written to each of the three credit reporting companies, then it is time to get it into the hands of their dispute department.
The goal is to get your letter read, taken seriously, and responded to.
Get my Free, Step By Step Loan Modification Guide by clicking here.
**Make sure you make a copy of whatever you are sending to the credit bureaus.**
Just keep all your credit reports, letters, etc. in a file so you can use these later (this will be important.) Send your letter, a copy of the credit report with the items you are disputing noted in Sharpie, and a copy of your driver’s license to each of the credit reporting companies.
This step CAN be a bit tricky, even though it should be the easiest step of all! Here’s why – the credit reporting firms don’t really like to deal with these dispute letters, and they change their mailing address for submitting these requests fairly often.
You will need to go to the website for Experian, Equifax, and Trans Union to get their dispute address.
BUT DO NOT SUBMIT YOUR DISPUTES ONLINE, like their websites pushes you to do.
If you do this, your request is less likely to be taken seriously, and you won’t have any written record of what you submitted. Send each of your letters as Certified Mail. Your local post office will help you with this. Put the copy of the certification slip into your file as well. The certification slip ensures that you have a timeline started for restoring your credit.
Thinking about a loan modification? Our Utah loan modification guide will show you how to reduce your mortgage payment, keep your home, and get back on your feet. Send me an e-mail at utahhomesaver@gmail.com to request a Free Copy. Or, click here to request a copy.
Thinking about a short sale? I can help you short sale your property so you can move on with your life. Send me an e-mail at utahhomesaver@gmail.com. I will contact you for a free consultation. When we talk, I will explain how the process works in detail and answer any questions you may have.
Or, if you prefer, you can call me at (801) 651-0707
Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.
Thanks for reading this,
Dave Forsberg.
Dave is a Real Estate Agent at Prudential Utah Real Estate - Bountiful. Bountiful Short Sales Realtor: Phone: (801) 651-0707. utahhomesaver@gmail.com. Greater Salt Lake Short Sales. Real Help for those that need it most. View My homes for sale at BuyUtahNow.com. David Forsberg specializes in loan modification assistance and short sales in Bountiful Utah. Bountiful Loan Modification Help, Bountiful Short Sales. Bountiful Short Sale Realtor Bountiful UT Short Sales. Bountiful Realtor.
